Reward Cards That Pay to Own

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 There are many reward card available that are used to save you money. My favorite reward credit card is Discover.  They offer a certain percentage back on everything you charge on your card. So if you use it for gasoline, to pay your electric bills, groceries you will be receiving money right back for doing so. Just make sure to pay off the balance every month. Subtract it from your checking account and spend like cash. Before you know it hundreds of dollars will be coming back to you just for using a charge card. Wonderful rewards for chores you do every week anyway. Check out their $50.00 sign up bonus too. You just can’t go wrong. This link will take you to the Discover Bonus Page. Check it out to get started. .

   In less than six months of making Discover my primary credit card I have earned over $200.00 back. You can request a check and have it deposited into your checking account. You can also use the balance to purchase gifts from the Discover gift center. Either way you are earning money for things you do every day. Perfect way to start saving painlessly. 


Reward cards at grocery stores are free. Sign up for every one you go to to purchase things. Frys, Safeway, Drugstores such as CVS and Walgreens. Save and be rewarded. It adds up quickly and you can’t beat the special deals they give you for being a good customer at their store. Inquire at customer service and keep those free rewards cards handy. They usually come with a key chain variety that is easy to carry along with your keys. 

Another nice way to shop in bulk and still save money is Costco. Membership there is not free. However, if you have a close friend or family member that also has a Costco membership you can easily spit the cost of the huge quantities and reap the benefits of bulk buying. Another bulk purchase warehouse to look at is Sams Club. They are the large bulk store owned by Walmart. Buying in bulk really makes sense when you have young children that are going through diapers, and baby food at a large quantity rate. Make sure to use your membership card to take advantage of gasoline pumps run by Costco. They have super deals on tires and gasoline. 




Coupon like a pro

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Extreme Couponing is a new show on TLC. It chronicles extreme couponers who manage to save 90 to 100% on their grocery bill each week. Here are useful tips in becoming an extreme saver.

Buy more than one Sunday paper for their coupons. You can also obtain circulars from friends and family or recycle bins as some brave people utilize. Separate the circulars so all pages of like kind are stacked together. Clip away and save time by only clipping the stack at once. Organize coupons in notebooks with clear card pocket inserts. This is a huge time saver as you can see exactly which coupons you have.

Sign up at your grocery store for a savings rewards card. Often they have digital coupons online that you can download to your card. This increases your savings without having to clip manufacturer coupons. Usually stores will only allow you to use either the digital coupon or the manufacture coupon if there are two types available for a product. Double check and see which one is the better deal for your purchase.

There are numerous online sources available as well. They print right from your computer and can save you hundreds to thousands of dollars each year. Coupon Mom and Shop at Home are two such locations. They will ask you to download a printer software. Yet the money you save using such online sources is worth it.

Purchase from online couponing cutting sources. Examples include The Coupon Clippers and Power Coupons. Then you can buy multiples for the items you use the most often. This is a great way to stock up on frequently used items. Another great source is the magazine All You. They usually have over $50.00 of coupons in each issue and the subscription to the magazine more than pays for itself. You can find this magazine at Walmart for certain.

Stock up on the items you get for pennies a piece. Toothpaste, deodorant, shampoo and other health care items I have been able to stock up on for free. Just wait until the items go on sale and redeem your coupons once items have been put on sale. Watch the weekly inserts and if an item is free make sure to stock up on as many items as you can. You can always resell the excess online or at a yard sale. This works especially well on beauty/health care items such as razors, shampoo, hair color. Items that don’t have a short expiration date.
If you end up having a nice size of usable goods use them to barter for items you need. A haircut, free baby sitting. Exchange a trip to your stock pile for many services you might need. This goes a long way in increasing your buying power. Even if the items you have gotten for next to nothing is not your usual brand they will be for someone else.